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What is the cost of a deferment or forbearance?

For a subsidized Stafford loan, Consolidation loan, or any portion of a Consolidation loan that is eligible for federal interest benefits, the borrower is not responsible for paying the interest that accrues on the loan during eligible deferment periods and post-deferment grace periods. During periods of forbearance interest will continue to accrue on subsidized, unsubsidized, and consolidation loans, and the borrower will be responsible to pay it.

Loan Information
Option type
Current loan amount (unsubsidized) ($)
Current loan amount (subsidized) ($)
Annual interest rate (%)
Length of deferment/forbearance (days)